Mikinok Enterprises has revolutionized the emergency loan market by using sophisticated machine learning (artificial intelligence) and big data to detect fraud and predict payback.

We’re looking for a Senior Credit Strategy Analyst to drive credit strategies for Mikinok’s subprime consumer lending portfolio.  This role is critical to balancing growth, profitability, and losses in a fast-moving environment.  You’ll lead strategy development projects across marketing, underwriting, and collections - using data, testing, and sound risk judgement.  

You’ll partner closely with Data Science, Engineering, Project, and Operations teams to translate insight into scalable credit strategies that materially impact portfolio performance

In this role, you will...

• Design, implement, and optimize credit strategies across marketing, underwriting, fraud, loan amount and term assignment, and collections


• Own policy development and changes in...