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Senior Mortgage Risk Analyst

HCLTech | Chennai, India | Posted July 03, 2026

Position Overview

Job Opportunity: Associate / Senior Executive
Location:

Chennai - Sholinganallur
Shift Timing:

7:00 AM – 5:00 PM (IST)
Domain:

Australian Mortgage Underwriting
Work Model:

Work from Office (WFO)

Job Summary:

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities:
āœ” Analyzing customer financial positions, employment history, credit history, and ability to repay.
āœ” Understanding and applying the

4 C’s of Credit

effectively.
āœ” Ensuring compliance with

regulatory and company guidelines

.
āœ” Assessing credit risk and determining loan approval/decline decisions.
āœ” Applying lending/credit policy, mor...

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