Senior Manager, Financial & Operational Risk Management

Develop and implement risk management strategies and frameworks in alignment with Group and regulatory requirements.

Act as a key advisor to entity Heads of Risk for both insurance and Takaful, senior management and Board committees on financial and NFR matters.

Operational Risk

Lead enterprise-wide risk programs including RCSA, KRI, ICP risk incident management, and privacy impact assessments.

Financial Risk Oversight (FRM) – Product, Investment & Capital

Provide independent review and challenge on:

• Product risk assessments (pricing adequacy, assumptions, guarantees, embedded options, Shariah considerations for Takaful).
• Investment risk exposures, including asset allocation, concentration risk, credit risk, and ALM alignment.
• Capital adequacy and solvency positions (e.g., ICAAP, stress testing, capital planning).
• Ensuring align...