A leading financial services organisation is looking for an experienced credit risk leader to drive credit card strategy across the customer lifecycle. This role is responsible for portfolio performance, credit policy, growth initiatives, and risk management.

You will work closely with Product, Data Science, Risk, and Operations teams to develop and execute strategies that support sustainable growth while maintaining strong risk controls.

Key Responsibilities:

• Lead credit card strategy across acquisition, underwriting, credit line management, pricing, instalment programmes, and collections.
• Manage portfolio performance and drive sustainable, risk-adjusted growth.
• Develop and refine credit policies, risk appetite, decision frameworks, and portfolio guardrails.
• Monitor portfolio health, including delinquency, utilisation, profitability, customer behaviour, and vintage performance.
• Use internal, bureau,...