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Senior Data Scientist - Credit Eligibility

M-KOPA | madrid, Spain | Posted June 02, 2026

Position Overview

Join our Credit & Underwriting team! We're looking for a Senior Data Scientist who loves building machine learning models and solving ambiguous data problems. This is a fully remote data science role within a growing mission-driven fintech. You'll own the models that shape loan eligibility and pricing across 5 African markets. This is a small team with big responsibility, where your work directly shapes lending strategy for millions of customers.

Your models will directly shape how millions of underserved customers access credit for the first time. We've already helped over 7 million customers access over $2 billion in credit, and we process over 1.5 million payments daily. It's your chance to be part of something that's literally transforming lives across an entire continent.

The Opportunity

  • Mission-driven data science: Build credit scoring and pricing models that expand financial access for customers traditionally excluded from formal lending

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