Job Description:

Key Responsibilities

• Second line of defence responsibilities related to Credit Risk, which involves oversight and challenge of risk management actions from the First Line, including the following:
• The Group’s Enterprise Risk Management Framework (ERMF) with regards to Credit Risk, which sets out the Group’s approach to risk management and the control framework within which risks are managed and risk‑return trade‑offs are made. Ensure that the relevant first and second line owners understand and accept their risk management responsibilities.
• Ensure a robust effectiveness review process for the ERMF with regards to Credit Risk, and escal^{e} significant matters and/or gaps in ERMF implementations to senior management and the relevant Board level committees as relevant.
• The Group’s Risk Appetite Framework, with regards to Credit Risk, which sets out the Group’s appetite to material risk types that it is exposed t...