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Senior Analyst-Risk Management

American Express | New York, United States | Posted June 10, 2026

Position Overview

Senior Analyst-Risk Management

New York, NY, United States(Hybrid)

**Job Description**

**About the Role**

The Initial Limit Management function within Credit and Fraud Risk (CFR) is responsible for setting and managing Initial Credit Line Assignment policies and strategies for the U.S. Consumer Credit Card portfolio.

Credit line assignment is a critical driver of lending growth and portfolio profitability, as well as a key lever for enhancing Card Member engagement and delivering superior customer experience. The function operates within a well-established framework that leverages advanced algorithms, predictive models, and business rules to optimize decision-making.

**Overview**

This position reports to the Director of Initial Limit Assignment and works in close partnership with cross-functional teams, including Decision Science, Technology, Finance, Product, Marketing, and Servicing.

The analyst will be responsib...

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