Lead Data Scientist - Credit Risk, Valuation & Data Strategy

Location: Northampton, UK (Hybrid)

Contract: Permanent, Full-Time

Salary: Competitive Base + Annual Bonus (up to 15%)

The Opportunity

A privately owned, high-growth UK financial services group – one that has funded over £1.5 billion for 20,000+ SMEs – is looking for a Principal Data Scientist to take ownership of the models and data science capability at the heart of its lending operations.

The business operates as both a direct lender and a broker with a panel of 60+ lending partners. Credit decisions, asset valuations, and portfolio management underpin everything it does, and the company is investing heavily in AI and machine learning to sharpen these capabilities. This role is central to that investment.

As Principal Data Scientist, you will be the most senior hands‑on practitioner in the team. Your primary focus will be designi...