The Head of Consumer Finance holds end-to-end P&L accountability for AEON Bank’s retail financing portfolio, with a primary focus on driving the scaling and healthy performance of Shariah-compliant Personal Financing (PF-i).

To overcome asset deployment drag, the incumbent will serve as the commercial and strategic architect of our retail asset pipeline. This role requires a specialist in Personal Financing who can design, mobilize, and optimize multiple concurrent sales and distribution channels —leveraging internal digital platforms, Direct Sales Agents (DSAs), third-party sales vendors, corporate and institutional partnerships, and the broader AEON retail ecosystem. Crucially, the incumbent must be a commercially rigorous builder who can construct comprehensive financial models, project product-level unit economics, and formulate data-backed business cases to secure management, board, and regulatory approvals for new financing initiatives.

Job R...