This position may be based in any regional office within the M&T Bank footprint. Anyone outside the Western New York market must be able to travel to the Buffalo area up to 40% of the time, as business needs require.

**Overview:**

The Director of Mortgage Capital Markets leads the execution of the bank’s secondary marketing strategy, including pricing, pipeline hedging, loan sales, investor delivery and MSR valuations. This role is accountable for managing interest rate risk, optimizing gain-on-sale performance, and ensuring best execution across agency, non-agency, and portfolio channels.

The Director is also responsible for management and optimization of the residential mortgage portfolio, including portfolio performance, retention strategies, and alignment between held-for-investment and held-for-sale decisions.

This leader partners closely with sales, operations, servicing, finance, and risk to align capital markets and portfolio strategy with ov...