**Responsibilities**:- Makes decisions in accordance with credit department policies.
- Employs decisioning for multi-merchant locations to meet customer credit requirements.
- Takes ownership to resolve issues/inquiries with rapport building, individualized attention using a variety of resources.
- Performs financial analysis and makes recommendations on new and existing credits and exposures.
- Assesses credit worthiness by analyzing various commercial credit vehicles including financial statements (Balance Sheet, Income Statement, and Statement of Cash Flow), commercial credit bureau reports (Dun and Bradstreet, Experian & Equifax), SEC Filings, bond ratings, grants, tax returns, letters of credit, and budgetary information.
- Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary a...