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Responsible for analyzing credit and financial reports to determine risk involved in extending credit. Each analyst is responsible for $325MM portfolio. He/she is tasked with partnering with sales to support an annual growth of 20% or $65MM. Risk Analysts are charged with scrutinizing financial data and analyzing/assessing risk exposures to minimize the risk of loss arising from failure of customers to repay their line of credit. The Senior Analyst has authority to establish $5k line of credit for small, regional, and large automotive repair/service concerns. The Sr. Analyst collaborates with the sales team to develop risk mitigation strategies when structuring marginal deals and recommends appropriate exposure limits based on portfolio performance.